Built for South Africa
SARS transfer duty brackets, 2026/2027 tax tables, 15% VAT, and ZAR formatting — not generic international defaults.
Built for South Africa · Updated for 2025/2026 tax & duty rates
Property & Finance Tools for South Africans
Free property and finance calculators, guides, and tools to help South Africans make smarter property decisions.
Popular: Bond · Transfer Duty · Affordability
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- Free calculators
- SARS
- Official tax & duty rates
- 100%
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- ZA
- Built for SA
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Featured calculators
Start with the tools South Africans use most when buying property, planning finances, or filing tax.
Why PropertyPilot
Trusted tools for smarter property decisions
PropertyPilot is built specifically for the South African market — accurate, free, and ready when you need answers.
Free, always
Every calculator is free to use with no sign-up, no subscriptions, and no hidden limits.
Accurate formulas
Bank-standard amortization, compound interest, and tax calculations validated against official sources.
Works everywhere
Fast, mobile-first tools that load instantly on any phone, tablet, or desktop browser.
Guides
Latest guides
Expert articles on property, finance, and tax in South Africa.
Property14 min read
Bond Calculator South Africa (2025 Guide)
Complete 2025 guide to South African home loans — bond repayments, deposits, interest rates, loan terms, affordability rules, bond approval, and how to use a bond calculator.
Read guideTax14 min read
Transfer Duty Calculator South Africa (2025 Guide)
Complete 2025 guide to SARS transfer duty in South Africa — current brackets, who pays, exemptions, VAT vs duty, and how to calculate transfer duty on your property purchase.
Read guideFinance14 min read
How Much House Can I Afford? (South Africa)
Learn how South African banks assess home loan affordability — income rules, debt ratios, deposits, and how to calculate the maximum property price you can afford in 2025.
Read guideMore calculators
Property Tools
Property Tools
Calculate transfer duty, bond repayments, affordability, and more for the South African property market.
Finance Tools
Finance Tools
Plan your financial future with compound interest, retirement, and savings calculators.
Tax Tools
Tax Tools
South African tax calculators for income tax, VAT, and capital gains.