Transfer Duty Calculator
Estimate SARS transfer duty on your property purchase based on current brackets.
Transfer Duty Calculator
SARS rates effective 1 April 2025. Results update automatically as you type.
Your estimate
Transfer Duty
Payable to SARS
R 67 200
Transfer Costs
Attorney, deeds office & admin (estimate)
R 32 365
Conveyancing fee (incl. VAT): R 28 784
Deeds office fee: R 2 731
Postages & petties: R 850
Purchase Price
R 2 500 000
Total Purchase Cost
Purchase price + transfer duty + transfer costs
R 2 599 565
View SARS transfer duty brackets
| Property value | Rate of duty |
|---|---|
| R0 – R1 210 000 | 0% |
| R1 210 001 – R1 663 800 | 3% above R1 210 000 |
| R1 663 801 – R2 329 300 | R13 614 + 6% above R1 663 800 |
| R2 329 301 – R2 994 800 | R53 544 + 8% above R2 329 300 |
| R2 994 801 – R13 310 000 | R106 784 + 11% above R2 994 800 |
| R13 310 001 and above | R1 241 456 + 13% above R13 310 000 |
Transfer costs are estimates based on typical conveyancing tariffs and deeds office fees. Actual fees may vary by attorney. No transfer duty is payable on VAT-able transactions. This calculator is for information only and does not constitute financial or legal advice.
How transfer duty works in South Africa
Transfer duty is a tax levied by SARS when you buy immovable property. The amount depends on the purchase price and follows a progressive sliding scale — similar to income tax.
From 1 April 2025, no transfer duty is payable on the first R1,210,000 of a property's value. Rates then increase from 3% up to 13% for properties above R13.3 million. The same brackets apply to all buyers, including individuals, companies, and trusts.
Transfer duty is not payable when buying a new property from a VAT-registered developer, as VAT applies instead. Budget for transfer duty plus conveyancing fees, deeds office fees, and other transfer costs on top of your purchase price.
Frequently asked questions
Who pays transfer duty in South Africa?+
The buyer is responsible for paying transfer duty to SARS. Payment is typically handled by the transferring attorney as part of the property transfer process, before the property is registered in the buyer's name.
What are the current SARS transfer duty rates?+
Effective 1 April 2025: 0% on the first R1,210,000; 3% on the portion from R1,210,001 to R1,663,800; 6% up to R2,329,300; 8% up to R2,994,800; 11% up to R13,310,000; and 13% on any amount above R13,310,000.
Is transfer duty the same as VAT?+
No. Transfer duty applies to most secondary-market property sales between private parties. VAT at 15% applies when buying a new property from a VAT-registered developer — in that case, no transfer duty is charged.
What transfer costs should I budget besides duty?+
In addition to transfer duty, budget for conveyancing attorney fees (including VAT), deeds office registration fees, and postages and petties. Total transfer costs typically add 1–2% of the purchase price on top of transfer duty.
Are there any transfer duty exemptions?+
Certain transactions are exempt, including transfers between spouses, cancelled transactions, and inheritances in some cases. Transactions subject to VAT are also exempt from transfer duty. Always confirm with a conveyancer.
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